{"id":1343,"date":"2024-05-10T04:05:50","date_gmt":"2024-05-10T04:05:50","guid":{"rendered":"https:\/\/www.hazardco.com\/nz\/?page_id=1343"},"modified":"2025-03-05T23:31:36","modified_gmt":"2025-03-05T23:31:36","slug":"cactus-insurance","status":"publish","type":"page","link":"https:\/\/www.hazardco.com\/nz\/cactus-insurance\/","title":{"rendered":"Cactus Insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column]\n<div class=\"header js-header \n    is-variant-1 \n    \">\n    <div class=\"header__wrapper container flex flex-row justify-between\">\n        <div class=\"header__logo-wrapper\">\n            <a class=\"\" href=\"https:\/\/www.hazardco.com\/nz\">\n                <img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/02\/28090131\/hazardco-white.svg\" alt=\"HazardCo NZ\" class=\"header__main-logo\">\n                <img decoding=\"async\" src=\"https:\/\/www.hazardco.com\/app\/themes\/wp-bbt-theme\/\/assets\/images\/hazardco-yellow.svg\" alt=\"HazardCo NZ\" class=\"header__transition-logo\">\n            <\/a>\n            <button id=\"menuToggle\" class=\"flex flex-col gap-[5px] items-center justify-center w-[45px] h-[45px] rounded-full lg:hidden js-nav-toggler\">\n                <span><\/span>\n                <span><\/span>\n                <span><\/span>\n            <\/button>\n        <\/div>\n        <div class=\"header__items\">\n            <ul id=\"menu-menu-1\" class=\"main-nav flex flex-row lg:gap-[10px] xl:gap-[32px] items-center\"><li id=\"menu-item-8\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-8\"><a href=\"#\" data-title=\"Why HazardCo\">Why HazardCo<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-9\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-9\"><a href=\"https:\/\/www.hazardco.com\/nz\/hazardco-for-builders\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/01\/29070936\/Group-617.png&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;Building Companies&quot;&gt;Building Companies&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/01\/29070936\/Group-617.png\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"Building Companies\">Building Companies<\/span><\/a><\/li>\n\t<li id=\"menu-item-10\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10\"><a href=\"https:\/\/www.hazardco.com\/nz\/hazardco-for-tradies\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/01\/29070935\/Group-692.png&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;Trade Businesses&quot;&gt;Trade Businesses&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/01\/29070935\/Group-692.png\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"Trade Businesses\">Trade Businesses<\/span><\/a><\/li>\n\t<li id=\"menu-item-11\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-11\"><a href=\"https:\/\/www.hazardco.com\/nz\/other-industries\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/01\/29070936\/Group-617.png&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;Other Industries&quot;&gt;Other Industries&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/01\/29070936\/Group-617.png\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"Other Industries\">Other Industries<\/span><\/a><\/li>\n\t<li id=\"menu-item-12\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-12\"><a href=\"https:\/\/www.hazardco.com\/nz\/simple-contractor-management\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/01\/29070935\/Group-692.png&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;New - Contractor Management&quot;&gt;New - Contractor Management&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/01\/29070935\/Group-692.png\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"New - Contractor Management\">New &#8211; Contractor Management<\/span><\/a><\/li>\n\t<li id=\"menu-item-13\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-13\"><a href=\"https:\/\/www.hazardco.com\/nz\/hazardco-app\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/01\/29070934\/Group-693.png&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;Free HazardCo App&quot;&gt;Free HazardCo App&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/01\/29070934\/Group-693.png\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"Free HazardCo App\">Free HazardCo App<\/span><\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-14\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-14\"><a href=\"#\" data-title=\"About Us\">About Us<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-15\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-15\"><a href=\"https:\/\/www.hazardco.com\/nz\/about-us\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/04\/08065823\/icon-x.svg&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;About HazardCo&quot;&gt;About HazardCo&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/04\/08065823\/icon-x.svg\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"About HazardCo\">About HazardCo<\/span><\/a><\/li>\n\t<li id=\"menu-item-3011\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3011\"><a href=\"https:\/\/www.hazardco.com\/nz\/meet-the-hazardco-advisors\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/08\/14015341\/Asset-181-2-1.png&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;Meet the HazardCo Advisors&quot;&gt;Meet the HazardCo Advisors&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/08\/14015341\/Asset-181-2-1.png\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"Meet the HazardCo Advisors\">Meet the HazardCo Advisors<\/span><\/a><\/li>\n\t<li id=\"menu-item-16\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-16\"><a href=\"https:\/\/www.hazardco.com\/nz\/customer-reviews\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/06\/20072535\/Group-675-1.svg&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;Customer Reviews&quot;&gt;Customer Reviews&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/06\/20072535\/Group-675-1.svg\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"Customer Reviews\">Customer Reviews<\/span><\/a><\/li>\n\t<li id=\"menu-item-17\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-17\"><a href=\"https:\/\/www.hazardco.com\/nz\/hazardco-perks\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/06\/19055922\/icon-group.svg&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;Perks and Partners&quot;&gt;Perks and Partners&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/06\/19055922\/icon-group.svg\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"Perks and Partners\">Perks and Partners<\/span><\/a><\/li>\n\t<li id=\"menu-item-18\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-18\"><a href=\"https:\/\/www.hazardco.com\/nz\/extra-services\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/06\/20072659\/Group-625.svg&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;Extra Services&quot;&gt;Extra Services&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/06\/20072659\/Group-625.svg\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"Extra Services\">Extra Services<\/span><\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-19\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-19\"><a href=\"#\" data-title=\"Resources\">Resources<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-20\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-20\"><a href=\"https:\/\/www.hazardco.com\/nz\/blog\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/06\/19060205\/icon-blog.svg&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; 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alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;Incident reporting guide&quot;&gt;Incident reporting guide&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/08\/14015341\/Asset-181-2-1.png\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"Incident reporting guide\">Incident reporting guide<\/span><\/a><\/li>\n\t<li id=\"menu-item-3161\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3161\"><a href=\"https:\/\/www.hazardco.com\/nz\/beyond-the-build\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2025\/02\/05005028\/Asset-270-2.png&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;Beyond the Build - Video Series&quot;&gt;Beyond the Build - Video Series&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2025\/02\/05005028\/Asset-270-2.png\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"Beyond the Build - Video Series\">Beyond the Build &#8211; Video Series<\/span><\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-22\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-22\"><a href=\"https:\/\/www.hazardco.com\/nz\/hazardco-pricing\" data-title=\"Pricing\">Pricing<\/a><\/li>\n<li id=\"menu-item-23\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-23\"><a href=\"https:\/\/www.hazardco.com\/nz\/contact-us\" data-title=\"Contact Us\">Contact Us<\/a><\/li>\n<\/ul>        <\/div>\n        <div class=\"header__links\">\n                                        <a\n                    href=\"https:\/\/www.hazardco.com\/nz\/free-trial\/\"\n                                            rel=\"Free Trial\"\n                    class=\"btn header__dark-cta\"\n                >\n                    Free Trial                <\/a>\n                                        <a\n                    href=\"https:\/\/hub.hazardcoapp.com\/login\"\n                                        rel=\"Login \"\n                    class=\"btn header__light-cta\"\n                >\n                    Login                 <\/a>\n                    <\/div>\n    <\/div>\n<\/div>\n<div class=\"header-mobile js-mobile-header\">\n    <div class=\"header-mobile__wrapper flex flex-col\">\n        <div class=\"header-mobile__logo-wrapper\">\n            <a class=\"\" href=\"https:\/\/www.hazardco.com\/nz\">\n                <img decoding=\"async\" src=\"https:\/\/www.hazardco.com\/app\/themes\/wp-bbt-theme\/\/assets\/images\/hazardco-yellow.svg\" alt=\"HazardCo NZ\">\n            <\/a>\n            <button class=\"js-close-nav-toggler\">\n                <i class=\"fa fa-xmark\"><\/i>\n            <\/button>\n        <\/div>\n        <div class=\"header-mobile__items-wrapper\">\n            <div class=\"header-mobile__list-wrapper list\">\n                <div class=\"list__items\">\n                    <ul id=\"menu-menu-2\" class=\"main-nav flex flex-col gap-[36px]\"><li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-8\"><a href=\"#\" data-title=\"Why HazardCo\">Why HazardCo<\/a>\n<ul class=\"sub-menu\">\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-9\"><a href=\"https:\/\/www.hazardco.com\/nz\/hazardco-for-builders\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/01\/29070936\/Group-617.png&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;Building Companies&quot;&gt;Building Companies&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/01\/29070936\/Group-617.png\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"Building Companies\">Building Companies<\/span><\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-10\"><a href=\"https:\/\/www.hazardco.com\/nz\/hazardco-for-tradies\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/01\/29070935\/Group-692.png&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;Trade Businesses&quot;&gt;Trade Businesses&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/01\/29070935\/Group-692.png\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"Trade Businesses\">Trade Businesses<\/span><\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-11\"><a href=\"https:\/\/www.hazardco.com\/nz\/other-industries\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/01\/29070936\/Group-617.png&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;Other Industries&quot;&gt;Other Industries&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/01\/29070936\/Group-617.png\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"Other Industries\">Other Industries<\/span><\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-12\"><a href=\"https:\/\/www.hazardco.com\/nz\/simple-contractor-management\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/01\/29070935\/Group-692.png&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;New - Contractor Management&quot;&gt;New - Contractor Management&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/01\/29070935\/Group-692.png\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"New - Contractor Management\">New &#8211; Contractor Management<\/span><\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-13\"><a href=\"https:\/\/www.hazardco.com\/nz\/hazardco-app\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/01\/29070934\/Group-693.png&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;Free HazardCo App&quot;&gt;Free HazardCo App&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/01\/29070934\/Group-693.png\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"Free HazardCo App\">Free HazardCo App<\/span><\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-14\"><a href=\"#\" data-title=\"About Us\">About Us<\/a>\n<ul class=\"sub-menu\">\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-15\"><a href=\"https:\/\/www.hazardco.com\/nz\/about-us\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/04\/08065823\/icon-x.svg&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;About HazardCo&quot;&gt;About HazardCo&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/04\/08065823\/icon-x.svg\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"About HazardCo\">About HazardCo<\/span><\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3011\"><a href=\"https:\/\/www.hazardco.com\/nz\/meet-the-hazardco-advisors\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/08\/14015341\/Asset-181-2-1.png&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;Meet the HazardCo Advisors&quot;&gt;Meet the HazardCo Advisors&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/08\/14015341\/Asset-181-2-1.png\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"Meet the HazardCo Advisors\">Meet the HazardCo Advisors<\/span><\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-16\"><a href=\"https:\/\/www.hazardco.com\/nz\/customer-reviews\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/06\/20072535\/Group-675-1.svg&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;Customer Reviews&quot;&gt;Customer Reviews&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/06\/20072535\/Group-675-1.svg\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"Customer Reviews\">Customer Reviews<\/span><\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-17\"><a href=\"https:\/\/www.hazardco.com\/nz\/hazardco-perks\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/06\/19055922\/icon-group.svg&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;Perks and Partners&quot;&gt;Perks and Partners&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/06\/19055922\/icon-group.svg\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"Perks and Partners\">Perks and Partners<\/span><\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-18\"><a href=\"https:\/\/www.hazardco.com\/nz\/extra-services\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/06\/20072659\/Group-625.svg&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;Extra Services&quot;&gt;Extra Services&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/06\/20072659\/Group-625.svg\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"Extra Services\">Extra Services<\/span><\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-19\"><a href=\"#\" data-title=\"Resources\">Resources<\/a>\n<ul class=\"sub-menu\">\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-20\"><a href=\"https:\/\/www.hazardco.com\/nz\/blog\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/06\/19060205\/icon-blog.svg&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;Blogs&quot;&gt;Blogs&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/06\/19060205\/icon-blog.svg\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"Blogs\">Blogs<\/span><\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3350\"><a href=\"https:\/\/www.hazardco.com\/nz\/guides\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/08\/14015253\/Asset-317-3-1.png&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;Guides&quot;&gt;Guides&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/08\/14015253\/Asset-317-3-1.png\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"Guides\">Guides<\/span><\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3361\"><a href=\"https:\/\/www.hazardco.com\/nz\/checklists\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/10\/13224454\/Asset-308-3.png&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;Checklists&quot;&gt;Checklists&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/10\/13224454\/Asset-308-3.png\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"Checklists\">Checklists<\/span><\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3115\"><a href=\"https:\/\/www.hazardco.com\/nz\/worksafe-webinar\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2025\/02\/05005028\/Asset-270-2.png&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;WorkSafe Webinar&quot;&gt;WorkSafe Webinar&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2025\/02\/05005028\/Asset-270-2.png\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"WorkSafe Webinar\">WorkSafe Webinar<\/span><\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3433\"><a href=\"https:\/\/www.hazardco.com\/nz\/incident-reporting-guide\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/08\/14015341\/Asset-181-2-1.png&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;Incident reporting guide&quot;&gt;Incident reporting guide&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/08\/14015341\/Asset-181-2-1.png\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"Incident reporting guide\">Incident reporting guide<\/span><\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3161\"><a href=\"https:\/\/www.hazardco.com\/nz\/beyond-the-build\/\" data-title=\"&lt;img src=&quot;https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2025\/02\/05005028\/Asset-270-2.png&quot; alt=&quot;HazardCo Menu Logo&quot;&gt;&lt;span class=&quot;menu_icon_title&quot; data-title=&quot;Beyond the Build - Video Series&quot;&gt;Beyond the Build - Video Series&lt;\/span&gt;\"><img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2025\/02\/05005028\/Asset-270-2.png\" alt=\"HazardCo Menu Logo\"><span class=\"menu_icon_title\" data-title=\"Beyond the Build - Video Series\">Beyond the Build &#8211; Video Series<\/span><\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-22\"><a href=\"https:\/\/www.hazardco.com\/nz\/hazardco-pricing\" data-title=\"Pricing\">Pricing<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-23\"><a href=\"https:\/\/www.hazardco.com\/nz\/contact-us\" data-title=\"Contact Us\">Contact Us<\/a><\/li>\n<\/ul>                <\/div>\n            <\/div>\n            <div class=\"header-mobile__footer-wrapper\">\n                <div class=\"links\">\n                                            <a\n                            href=\"https:\/\/www.hazardco.com\/nz\/free-trial\/\"\n                                                        rel=\"Free Trial\"\n                            class=\"header__dark-cta\"\n                        >\n                            Free Trial                        <\/a>\n                                                                <a\n                            href=\"https:\/\/hub.hazardcoapp.com\/login\"\n                                                        rel=\"Login \"\n                            class=\"header__light-cta\"\n                        >\n                            Login                         <\/a>\n                                    <\/div>\n                <div class=\"information\">\n                    <h3>Working on a HazardCo site? One tool, all corners covered \u2013 in your back pocket!<\/h3>\n                    <div class=\"information__app-wrapper\">\n                                                                                 \n                                <a \n                                    href=\"https:\/\/play.google.com\/store\/apps\/details?id=co.nz.hazardco.sitereview&hl=en&pli=1\" \n                                    target=\"_blank\" \n                                    title=\"HazardCo NZ\" \n                                >\n                                    <img decoding=\"async\" \n                                        src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/07\/02070801\/google_play.png\" \n                                        alt=\"HazardCo NZ\" \n                                    \/>    \n                                <\/a>\n                                                                                                             \n                                <a \n                                    href=\"https:\/\/apps.apple.com\/au\/app\/hazardco\/id1064002305\" \n                                    target=\"_blank\" \n                                    title=\"HazardCo NZ\" \n                                >\n                                    <img decoding=\"async\" \n                                        src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/07\/02070805\/apple_store.png\" \n                                        alt=\"HazardCo NZ\" \n                                    \/>    \n                                <\/a>\n                                                                        <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n<div class=\"header-2 relative nospace white yellow flex flex-row items-center \">\n    <div class=\"grid grid-cols-6 lg:grid-cols-12 gap-[15px] absolute top-0 left h-full w-full \">\n                    <div  class=\"col-span-full lg:col-span-5 header-2-desktop  hidden lg:block bg-no-repeat bg-right-top\" style=\"background-image: url(https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/07\/04071118\/Joemoji_Cactus-02.png)\">\n            <\/div>\n            <\/div>\n\n    <div class=\"header-2__wrapper relative container grid grid-cols-6 lg:grid-cols-12 gap-[15px]\">\n\n        <div class=\"header-2__image-wrapper col-span-full lg:col-span-4 order-2 lg:order-1 flex items-center justify-center\">\n\n        <\/div>\n        <div class=\"col-span-full lg:col-start-6 lg:col-span-6 order-1 lg:order-2 lg:flex lg:items-center  \">\n            <div class=\"header-2__content relative z-[1] flex flex-col gap-[20px]  lg:pb-[70px] pb-[40px] \">\n                                    <h1>CONTRACT WORKS INSURANCE<\/h1>\n                                                                    <div class=\"text-formatter\"><p><strong> We&rsquo;ve partnered with Cactus Insurance to make it super easy to protect your business. <\/strong><\/p>\n<p>Cactus are just like us, created by tradies for tradies to make insurance simple. They offer straightforward policies with everything you need and nothing you don&rsquo;t.<\/p>\n<\/div>\n                \n                                 \n                                            <\/div>\n\n                            <div class=\"min-h-[78px] lg:hidden\"><\/div>\n                    <\/div>\n    <\/div>\n<\/div>\n\n\n<div class=\"left-right-component relative mb-60px  theme-white \">\n\n    <div class=\"grid grid-cols-6 lg:grid-cols-12 gap-[15px] absolute top-0 left h-full w-full \">\n                    <div  class=\"col-span-full left-right-desktop  hidden lg:block bg-no-repeat lg:col-span-6 bg-right-bottom \" style=\"background-image: url(https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/03\/21000631\/DSC03216.jpg); background-size:initial; \">\n\n            <\/div>\n            <\/div>\n\n        <div class=\"container relative z-[2] grid grid-cols-6 lg:grid-cols-12 gap-[15px] flex \">\n\n            <div class=\"mobile_image col-span-full lg:hidden block block\">\n                                    <img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/03\/21000631\/DSC03216.jpg\" alt=\"HazardCo NZ\" class=\"  block mx-auto lg:hidden\" \/>\n                            <\/div>\n\n            <div class=\"col-span-full py-[45px] content lg:col-start-7 lg:col-span-5 \">\n                                <div class=\"pb-[20px]\"><h1>CACTUS HAS YOU COVERED FOR ALL YOUR INSURANCE NEEDS<\/ h1><\/div>                <div class=\"pb-[20px] body\">\n                    <div class=\"flex items-center\">\n                                            <\/div>\n                <\/div>\n                <div class=\"pb-[20px] body text-formatter\">With Cactus you can also insure your tools, commercial vehicles and get public liability cover. Plus, they can also help with your domestic insurance needs (house, car, contents), so you can get a comprehensive review of all your insurance requirements in one go.<\/p>\n<p>You can learn more about <a href=\"https:\/\/www.hazardco.com\/nz\/blog\/contract-works-insurance-what-you-need-to-know\/\">Contract Works Insurance here\u00a0<\/a><\/p>\n<p><\/div>\n                <div class=\"pb-[30px] pt-[10px] block\">\n                    <a href=\"https:\/\/formsbyair.com\/forms\/fa400b03-b363-446f-bea2-fd489d3c11c5\" rel=\"\"    class=\"btn btn--dark-blue btn--extra-long btn--rounded btn--capital text-center lg:max-w-[90%]\"  > REQUEST A REVIEW <\/a>                <\/div>\n                <div class=\"block\">\n                                            \n                                    <\/div>\n\n                <div class=\"show_app hidden\">\n                                        <div class=\"flex flex-col lg:flex-row flex-wrap gap-[14px]\">\n                        <div class=\"mr-[15px]\">\n                            <h3 class=\"font-bold\">Free Download<\/h3>\n                            <h5>Available on:<\/h5>\n                        <\/div>\n                                                                                                                <a\n                                        href=\"https:\/\/play.google.com\/store\/apps\/details?id=co.nz.hazardco.sitereview&hl=en&pli=1\"\n                                        target=\"_blank\"\n                                        title=\"HazardCo NZ\"\n                                        class=\"left-right-component--app-style\"\n                                >\n                                    <img decoding=\"async\"\n                                            src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/07\/02070801\/google_play.png\"\n                                            alt=\"HazardCo NZ\"\n                                            class=\"self-center max-h-[40px] max-w-[200px]\"\n                                    \/>\n                                <\/a>\n                                                                                                                                            <a\n                                        href=\"https:\/\/apps.apple.com\/au\/app\/hazardco\/id1064002305\"\n                                        target=\"_blank\"\n                                        title=\"HazardCo NZ\"\n                                        class=\"left-right-component--app-style\"\n                                >\n                                    <img decoding=\"async\"\n                                            src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/07\/02070805\/apple_store.png\"\n                                            alt=\"HazardCo NZ\"\n                                            class=\"self-center max-h-[40px] max-w-[200px]\"\n                                    \/>\n                                <\/a>\n                                                                        <\/div>\n                                    <\/div>\n            <\/div>\n\n            <div class=\"hidden mobile_image col-span-full lg:hidden block\">\n                                    <img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/03\/21000631\/DSC03216.jpg\" alt=\"HazardCo NZ\" class=\"  block mx-auto lg:hidden\" \/>\n                            <\/div>\n\n    <\/div>\n<\/div>\n\n\n<div class=\"column-1 mb-80px white\" >\n    <div class=\"column-1__wrapper container grid grid-cols-6 lg:grid-cols-12 gap-[15px]\">\n                <div class=\"col-span-full mb-0 lg:mb-[50px]\">\n                <h1>CONTRACT WORKS INSURANCE PROTECTS YOUR SITE:<\/h1>\n        <\/div>\n        \n        \n    <div class=\"column-1__list-wrapper list center col-span-full grid grid-cols-6 lg:grid-cols-12 gap-x-[15px]  lg:gap-y-[50px] lg:mt-[50px] block lg:hidden\">\n                                <div class=\"col-span-full lg:col-span-4 list__item flex flex-col gap-[10px] mt-[30px] lg:mt-0\">\n                                    <img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/04\/08065823\/icon-x.svg\" alt=\"HazardCo NZ\" class=\"list__img\" \/>\n                                                    <h2>Accidental and Malicious damage<\/h2>\n                                                    <div class=\"text-formatter\"><p>You&rsquo;ll be covered if someone drops the clients fancy new marble or the site gets vandalised.<\/p>\n<\/div>\n                                            <\/div>\n                                <div class=\"col-span-full lg:col-span-4 list__item flex flex-col gap-[10px] mt-[30px] lg:mt-0\">\n                                    <img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/04\/08023342\/icon-2.svg\" alt=\"HazardCo NZ\" class=\"list__img\" \/>\n                                                    <h2>Theft of Materials<\/h2>\n                                                    <div class=\"text-formatter\"><p>Optional &ndash; You&rsquo;ll be covered if your site is secured, and someone steals all the copper piping you&rsquo;ve just installed.<\/p>\n<\/div>\n                                            <\/div>\n                                <div class=\"col-span-full lg:col-span-4 list__item flex flex-col gap-[10px] mt-[30px] lg:mt-0\">\n                                    <img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/05\/10041406\/Group-670.png\" alt=\"HazardCo NZ\" class=\"list__img\" \/>\n                                                    <h2>Natural Disasters<\/h2>\n                                                    <div class=\"text-formatter\"><p>Optional &ndash; You&rsquo;ll be covered for floods, earthquakes, or whatever else the natural world throws your way.<\/p>\n<\/div>\n                                            <\/div>\n                                <div class=\"col-span-full lg:col-span-4 list__item flex flex-col gap-[10px] mt-[30px] lg:mt-0\">\n                                    <img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/05\/10041504\/Group-674.png\" alt=\"HazardCo NZ\" class=\"list__img\" \/>\n                                                    <h2>Demolition and removal of debris<\/h2>\n                                                    <div class=\"text-formatter\"><p>Optional &ndash; If you need to make a claim, you&rsquo;ll be covered to demolish or remove the debris.<\/p>\n<\/div>\n                                            <\/div>\n                                <div class=\"col-span-full lg:col-span-4 list__item flex flex-col gap-[10px] mt-[30px] lg:mt-0\">\n                                    <img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/04\/08024034\/icon-4.svg\" alt=\"HazardCo NZ\" class=\"list__img\" \/>\n                                                    <h2>Increased costs of materials<\/h2>\n                                                    <div class=\"text-formatter\"><p>Optional &ndash; If you need to make a claim, you&rsquo;ll be covered for the increased costs (up to your limit).<\/p>\n<\/div>\n                                            <\/div>\n                                <div class=\"col-span-full lg:col-span-4 list__item flex flex-col gap-[10px] mt-[30px] lg:mt-0\">\n                                    <img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/05\/10041539\/Group-640.png\" alt=\"HazardCo NZ\" class=\"list__img\" \/>\n                                                    <h2>Professional Fees<\/h2>\n                                                    <div class=\"text-formatter\"><p>Optional &ndash; If you need to make a claim, you&rsquo;ll be covered for the professional fees to rebuild the damaged site.<\/p>\n<\/div>\n                                            <\/div>\n            <\/div>\n\n    <div class=\"column-1__list-wrapper list col-span-full center hidden lg:block\">\n                    <div class=\"chunk col-span-full  mb-[50px]\">\n\n                <div class=\"icons grid grid-cols-6 lg:grid-cols-12 gap-x-[15px] mb-[10px]\">\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                        <img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/04\/08065823\/icon-x.svg\" alt=\"HazardCo NZ\" class=\"list__img\" \/>\n                                                    <\/div>\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                        <img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/04\/08023342\/icon-2.svg\" alt=\"HazardCo NZ\" class=\"list__img\" \/>\n                                                    <\/div>\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                        <img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/05\/10041406\/Group-670.png\" alt=\"HazardCo NZ\" class=\"list__img\" \/>\n                                                    <\/div>\n                                    <\/div>\n\n                <div class=\"title grid grid-cols-6 lg:grid-cols-12 gap-x-[15px] mb-[10px]\">\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                        <h2 class=\"text-center\">Accidental and Malicious damage<\/h2>\n                                                    <\/div>\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                        <h2 class=\"text-center\">Theft of Materials<\/h2>\n                                                    <\/div>\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                        <h2 class=\"text-center\">Natural Disasters<\/h2>\n                                                    <\/div>\n                                    <\/div>\n\n                <div class=\"blurb grid grid-cols-6 lg:grid-cols-12 gap-x-[15px] \">\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                        <div class=\"text-formatter text-center\"><p>You&rsquo;ll be covered if someone drops the clients fancy new marble or the site gets vandalised.<\/p>\n<\/div>\n                                                    <\/div>\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                        <div class=\"text-formatter text-center\"><p>Optional &ndash; You&rsquo;ll be covered if your site is secured, and someone steals all the copper piping you&rsquo;ve just installed.<\/p>\n<\/div>\n                                                    <\/div>\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                        <div class=\"text-formatter text-center\"><p>Optional &ndash; You&rsquo;ll be covered for floods, earthquakes, or whatever else the natural world throws your way.<\/p>\n<\/div>\n                                                    <\/div>\n                                    <\/div>\n\n                <div class=\"cta grid grid-cols-6 lg:grid-cols-12 gap-x-[15px]\">\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                <\/div>\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                <\/div>\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                <\/div>\n                                    <\/div>\n\n            <\/div>\n                    <div class=\"chunk col-span-full  mb-0\">\n\n                <div class=\"icons grid grid-cols-6 lg:grid-cols-12 gap-x-[15px] mb-[10px]\">\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                        <img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/05\/10041504\/Group-674.png\" alt=\"HazardCo NZ\" class=\"list__img\" \/>\n                                                    <\/div>\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                        <img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/04\/08024034\/icon-4.svg\" alt=\"HazardCo NZ\" class=\"list__img\" \/>\n                                                    <\/div>\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                        <img decoding=\"async\" src=\"https:\/\/d1sukno5368t83.cloudfront.net\/wp-content\/uploads\/sites\/3\/2024\/05\/10041539\/Group-640.png\" alt=\"HazardCo NZ\" class=\"list__img\" \/>\n                                                    <\/div>\n                                    <\/div>\n\n                <div class=\"title grid grid-cols-6 lg:grid-cols-12 gap-x-[15px] mb-[10px]\">\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                        <h2 class=\"text-center\">Demolition and removal of debris<\/h2>\n                                                    <\/div>\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                        <h2 class=\"text-center\">Increased costs of materials<\/h2>\n                                                    <\/div>\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                        <h2 class=\"text-center\">Professional Fees<\/h2>\n                                                    <\/div>\n                                    <\/div>\n\n                <div class=\"blurb grid grid-cols-6 lg:grid-cols-12 gap-x-[15px] \">\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                        <div class=\"text-formatter text-center\"><p>Optional &ndash; If you need to make a claim, you&rsquo;ll be covered to demolish or remove the debris.<\/p>\n<\/div>\n                                                    <\/div>\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                        <div class=\"text-formatter text-center\"><p>Optional &ndash; If you need to make a claim, you&rsquo;ll be covered for the increased costs (up to your limit).<\/p>\n<\/div>\n                                                    <\/div>\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                        <div class=\"text-formatter text-center\"><p>Optional &ndash; If you need to make a claim, you&rsquo;ll be covered for the professional fees to rebuild the damaged site.<\/p>\n<\/div>\n                                                    <\/div>\n                                    <\/div>\n\n                <div class=\"cta grid grid-cols-6 lg:grid-cols-12 gap-x-[15px]\">\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                <\/div>\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                <\/div>\n                                            <div class=\"col-span-full lg:col-span-4\">\n                                                                                <\/div>\n                                    <\/div>\n\n            <\/div>\n            <\/div>\n\n\n            <\/div>\n<\/div>\n<div class=\"faq-component nospace blue-bg\">\n\n    <div class=\"container grid grid-cols-6 lg:grid-cols-12 gap-[15px]\">\n        <div class=\"col-span-full lg:col-start-2 lg:col-span-10 \">\n            <h1 class=\"mb-[60px]\">FAQS<\/h1>\n\n            <div class=\"js-accordion accordion-list\">\n                                    \n                        <h3 >Why is HazardCo working with Cactus to offer Contract Works insurance?<\/h3>\n                        <div class=\"mb-[30px] text-formatter\">\n                            <p>We want to help you to protect your crew and business, which includes offering a simple way to insure your construction site.<\/p>\n                        <\/div>\n                    \n                        <h3 >I need to make a claim, do I contact HazardCo or Cactus?<\/h3>\n                        <div class=\"mb-[30px] text-formatter\">\n                            <p>You have purchased Cactus insurance through HazardCo. Please contact Cactus for claims, or more information about the policy.<\/p>\n                        <\/div>\n                    \n                        <h3 >Do I have to pay extra to buy Contact Works insurance through HazardCo?<\/h3>\n                        <div class=\"mb-[30px] text-formatter\">\n                            <p>There is no extra cost to buy your Cactus Contract works insurance through HazardCo. Your quote will be based on the variables of the build, such as size, value and length of time it will take to build.<\/p>\n                        <\/div>\n                    \n                        <h3 >Who is the insurance underwriter?<\/h3>\n                        <div class=\"mb-[30px] text-formatter\">\n                            <p>Cactus&rsquo; general insurance products are underwritten by Ando Insurance Group Limited (&lsquo;Ando&rsquo;) on behalf of The Hollard Insurance Company Pty Limited (&lsquo;Hollard&rsquo;). For details of Hollard&rsquo;s financial strength rating please visit here. <a href=\"https:\/\/www.hollard.com.au\/about-hollard\/financial-strength\/\">https:\/\/www.hollard.com.au\/about-hollard\/financial-strength\/<\/a><\/p>\n                        <\/div>\n                    \n                        <h3 >Can I view the policy wording?<\/h3>\n                        <div class=\"mb-[30px] text-formatter\">\n                            <p>Yes, <a href=\"https:\/\/hazardco-resources.s3.ap-southeast-2.amazonaws.com\/production\/Cactus-Ando\/Cactus-Ando+Contract+Works+Insurance+Policy+Wording.pdf\" target=\"_blank\" rel=\"noopener\">view the Cactus Contract Works Insurance policy wording<\/a><\/p>\n                        <\/div>\n                                                <\/div>\n        <\/div>\n        <\/div>\n<\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][\/vc_column][\/vc_row]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-1343","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>HazardCo and Cactus Insurance | Partners | HazardCo NZ<\/title>\n<meta name=\"description\" content=\"HazardCo and Cactus Insurance have teamed up to provide NZ builders and tradies with the protection and coverage they need. Find out me here.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.hazardco.com\/nz\/cactus-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"HazardCo and Cactus Insurance | Partners | HazardCo NZ\" \/>\n<meta property=\"og:description\" content=\"HazardCo and Cactus Insurance have teamed up to provide NZ builders and tradies with the protection and coverage they need. 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