CONTRACT WORKS INSURANCE

We’ve partnered with Cactus Insurance to make it super easy to protect your site from start to finish.

Cactus are just like us, created by tradies for tradies to make insurance simple. They offer straightforward policies with everything you need and nothing you don’t.

TRUSTED BY 10,000 BUSINESSES ACROSS AUSTRALIA & NEW ZEALAND, INCLUDING:

HazardCo NZ

MAKE CONTRACT WORKS INSURANCE SIMPLE

When you are setting up your next project in the HazardCo Hub, simply choose to add on Cactus Contract Works insurance. You’ll be ready to roll in a matter of minutes.

  • Tick off two jobs at once
  • Reduce time filling in forms
  • Policy docs are saved in the Hub
  • Billed by HazardCo

PROTECT YOUR CONSTRUCTION SITE FROM START TO FINISH:

HazardCo NZ

Accidental and Malicious damage

You’ll be covered if someone drops the clients fancy new marble or the site gets vandalised.

HazardCo NZ

Theft of Materials

Optional – You’ll be covered if your site is secured, and someone steals all the copper piping you’ve just installed.

HazardCo NZ

Natural Disasters

Optional – You’ll be covered for floods, earthquakes, or whatever else the natural world throws your way.

HazardCo NZ

Demolition and removal of debris

Optional – If you need to make a claim, you’ll be covered to demolish or remove the debris.

HazardCo NZ

Increased costs of materials

Optional – If you need to make a claim, you’ll be covered for the increased costs (up to your limit).

HazardCo NZ

Professional Fees

Optional – If you need to make a claim, you’ll be covered for the professional fees to rebuild the damaged site.

FAQS

Why is HazardCo offering Contract Works insurance?

We want to help you to protect your crew and business, which includes offering a simple way to insure your construction site.

How do I add Contract Works insurance to my project?

Once you’re a HazardCo member, log into the Hub and select Create New Project. You will be guided through creating a safety plan for your project. Once you’ve finished you will see a prompt to add Contract Works Insurance. Select yes, to view a quote and add contract works insurance to the project. Your policy documents will be stored in the Hub against the project.

I need to make a claim, do I contact HazardCo or Cactus?

You have purchased Cactus insurance through HazardCo. Please contact Cactus for claims, or more information about the policy.

Do I have to pay extra to buy Contact Works insurance through HazardCo?

There is no extra cost to buy your Cactus Contract works insurance through HazardCo. Your quote will be based on the variables of the build, such as size, value and length of time it will take to build.

Who is the insurance underwriter?

Cactus’ general insurance products are underwritten by Ando Insurance Group Limited (‘Ando’) on behalf of The Hollard Insurance Company Pty Limited (‘Hollard’). For details of Hollard’s financial strength rating please visit here. https://www.hollard.com.au/about-hollard/financial-strength/

Can I view the policy wording?